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Your gateway to
global payments.

Send, exchange and spend across borders with one trusted financial platform.

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Service

Remittance

Send and receive funds in over 100 currencies, with transparent fees and tracked settlement.

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Service

Foreign Exchange

Convert currency at live rates, with a dealing desk on hand for larger amounts.

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Service

Cards

Multi-currency cards for company expenses and everyday personal spending, physical or virtual.

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Licensed and regulated

Open an account and start transacting in a matter of hours

Corporate and personal accounts are onboarded by our own compliance team in Hong Kong, so you deal with people who know your file.

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Apply online

Tell us about you or your business and upload your documents. No branch visit, no paper forms.

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Get verified

Our compliance team completes identity and source-of-funds checks and comes back to you directly if anything is missing.

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Start transacting

Fund your account, send payments, convert currency and order cards from one place.

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The benefits are clear
when using Aerapay

One regulated account for cross-border payments, currency conversion and card spending, backed by a team you can reach when a payment needs chasing.

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Cross-border remittance

Pay suppliers, staff and family abroad by telegraphic transfer or local rails, with fees and settlement times quoted before you send.

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Foreign exchange

Live rates across major and emerging market currencies, with dealers available for larger conversions rather than a screen price and nothing else.

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Multi-currency accounts and cards

Hold balances in the currencies you actually use, convert between them when the rate suits, and spend directly with a physical or virtual card. Corporate accounts support multiple authorised users with their own permissions and cards.

Need to move money across borders?

Open a corporate or personal account and send in over 100 currencies.

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Corporate & personal

One account -
payments, FX and cards in over 100 currencies

Whether you are a company settling invoices overseas or an individual supporting family abroad, the same regulated account covers remittance, currency conversion and card spending.

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Multi-currency accounts.

Receive, hold and send funds in major and regional currencies from a single account, for companies and individuals alike.

Licensed and supervised.

Aerapay Limited is a registered money service operator regulated by Hong Kong Customs and Excise, with an AML programme built to FATF standards.

Cards on request *

Physical and virtual cards for corporate expenses or personal use, issued once your account is onboarded.

Funds handled with care.

Client funds are held with our regulated banking partners and every transfer is screened before it leaves.

* Cards, currencies and limits are subject to onboarding and ongoing compliance checks